Trust
How your money is protected — segregated client funds with partner banks and Swiss supervision.
How your money is handled
The company's money and client money never meet on the same account. This is the flow, from deposit to withdrawal.
Deposit
Your deposit goes from your bank straight to a segregated client-money account with a partner bank — never to the company's own accounts.
Trading
When you trade, margin is drawn from your balance on the client-money account, and results are booked against the same account.
Withdrawal
Withdrawals are paid only to a bank account in your own name — never to a third party.
The balance on the client-money accounts is reconciled against clients' total holdings every banking day. In an insolvency, segregated client funds are not part of the company's estate.
Read Protection of Client Funds (PDF)Protection in three layers
Your capital is protected by Swiss supervision, strict withdrawal rules and balance protection that covers every retail investor.
Under Swiss financial supervision
Julius Gate AG is supervised by FINMA and audited annually by an external auditor. Client funds are held segregated with partner banks.
Only to your own account
Payouts go exclusively to a bank account in the same name as the trading account. Changed details require re-identification.
Negative balance protection
Your loss can never exceed the capital on the account. Applies to all retail clients, without exception and without application.
Regulation and protection
Supervision and licences
Julius Gate AG is supervised by the Swiss Financial Market Supervisory Authority FINMA. Our operations follow strict rules on capital adequacy, risk management and transparency to guarantee the highest possible financial integrity.
Complaints handling
We always strive for the highest level of service, but if something falls short, our independent complaints department handles your case quickly and objectively. All cases are formally investigated within 48 hours, with the option of review via a Swiss ombudsman.
Client-fund protection
All client funds are held fully segregated from the company's own assets in accounts at established partner banks. The accounts are reconciled every banking day and are covered by applicable deposit guarantees and statutory safety nets.